Surveys: which one do you need?
The lender's valuation is not a survey. RICS Level 2 suits most homes; Level 3 suits older, larger or altered ones.
A mortgage valuation only protects the lender. A survey tells you about the condition.
RICS Level 1 is basic. Level 2 (formerly HomeBuyer Report) suits conventional homes in reasonable condition. Level 3 (building survey) suits older, unusual, altered or run-down properties.
Use findings to renegotiate before exchange, or to budget repairs in the Works planner.
What to check
- Age and type of property
- Any extensions, conversions or visible cracks
- Signs of damp, roof issues or invasive plants like Japanese knotweed
Who can help
A RICS-registered surveyor.
Official sources
Checked 5 November 2026. General information for England and Wales, not legal advice.